The Calcylator Blog

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Real Estate guides

8 articles

Real Estate5 min read
Cash-on-Cash Return Explained With a Rental Example
Cash-on-cash return is annual pre-tax cash flow ÷ cash invested. ₹1,20,000 on ₹15,00,000 is 8%. See what to include, and where the measure misleads.
Real Estate5 min read
How Much Down Payment Do You Need for a Home?
A 20% down payment on a ₹60,00,000 home is ₹12,00,000, leaving ₹48,00,000 to borrow. Here is the sum, the extra costs and how the loan limit sets the floor.
Real Estate5 min read
How Much Home Loan Can You Afford? The Maths
Work backwards from a ₹35,000 monthly EMI at 8% over 20 years to a loan of about ₹41.8 lakh, and see how rate and tenure move that ceiling.
Real Estate4 min read
How Property Tax Is Calculated on a Home
Property tax is the assessed value times your local rate: ₹40,00,000 at 0.8% comes to ₹32,000 a year. See what sets each input and where bills go wrong.
Real Estate4 min read
Real Estate Appreciation: Formula and Examples
₹50 lakh growing at 5% a year becomes about ₹63.81 lakh in five years. Learn the compounding formula, how to find the rate from past prices, and the limits.
Real Estate4 min read
Property Registration Charges in India Explained
Registration fee is often a small percentage of the registered value: 1% of ₹50,00,000 is ₹50,000, separate from stamp duty. See how the value base is picked.