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CAGR Calculator
Quick answer
If beginning value is ₹1,00,000, ending value is ₹1,80,000 and years are 5, the CAGR is 12.47%.
CAGR formula: CAGR = (Ending value ÷ Beginning value)^(1 ÷ Years) − 1.
Enter your values
140
CAGR
12.47%
The steady annual growth rate that would take the starting value to the ending value over the period — smooths out the ups and downs into one average.
Low
CAGR: 12.47%, Low. Scale from 0 to 100 with 3 bands: Low 0 to 33.3333, Moderate 33.3333 to 66.6667, High 66.6667 to 100.
Low
Your CAGR of 12.47% falls in the “Low” band. That is on the lower side of the scale.
0 – 33.3333You are here
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About the CAGR Calculator
CAGR, the compound annual growth rate, is the steady yearly rate that would take an investment from its beginning value to its ending value. It smooths out the ups and downs, so two investments can be compared fairly even if one was volatile.
Enter the beginning value, the ending value and the number of years.
CAGR formula
CAGR = (Ending value ÷ Beginning value)^(1 ÷ Years) − 1
Things to keep in mind
- CAGR ignores the path taken: two investments with the same CAGR can have very different risk.
- For investments with several deposits or withdrawals, use XIRR rather than CAGR.
- Past CAGR does not predict future returns.
See how the result changes
Each table re-runs this calculator with one value changed and everything else left as it is.
CAGR by beginning value
If beginning value goes from ₹1,00,000 to ₹1,50,000, CAGR changes from 12.47% to 3.71% (−70%).
| Beginning value | CAGR |
|---|---|
| ₹50,000 | 29.2% |
| ₹75,000 | 19.14% |
| ₹1,00,000start | 12.47% |
| ₹1,50,000 | 3.71% |
| ₹2,00,000 | −2.09% |
CAGR by ending value
If ending value goes from ₹1,80,000 to ₹2,70,000, CAGR changes from 12.47% to 21.98% (+76%).
| Ending value | CAGR |
|---|---|
| ₹90,000 | −2.09% |
| ₹1,35,000 | 6.19% |
| ₹1,80,000start | 12.47% |
| ₹2,70,000 | 21.98% |
| ₹3,60,000 | 29.2% |
CAGR by years
If years goes from 5 to 7.5, CAGR changes from 12.47% to 8.15% (−35%).
| Years | CAGR |
|---|---|
| 2.5 | 26.51% |
| 3.75 | 16.97% |
| 5start | 12.47% |
| 7.5 | 8.15% |
| 10 | 6.05% |
FINANCE GUIDE
A quick guide to CAGR
Use it to get an accurate CAGR in seconds — free, with no sign-up.
Instant results
See your CAGR the moment you enter your numbers.
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Accurate & transparent
The same standard formula runs on our server for every calculation.
How to Use the CAGR Calculator
1
Enter Beginning value
Provide your beginning value.
2
Enter Ending value
Provide your ending value.
3
Enter Years
Provide your years.
4
View Your Results
Get your CAGR instantly, calculated on our server.
What is CAGR?
This finance tool works out your CAGR instantly, so you don't have to do the math by hand.
“One quick calculation, so you always know your CAGR before you decide.”
What Affects Your CAGR
Your CAGR depends on the values below.
Beginning value
Changing your beginning value changes your CAGR.
Ending value
Changing your ending value changes your CAGR.
Years
Changing your years changes your CAGR.
Example Result
Here's what you can expect from a CAGR calculation:
- Beginning value
- 100000
- Ending value
- 180000
- Years
- 5
- CAGR
- 12.47%
Frequently Asked Questions
- What is a good CAGR?
- It depends on the asset and the risk. Compare your CAGR with inflation and with the return on safer options such as fixed deposits.
- How does beginning value affect CAGR?
- If beginning value goes from ₹1,00,000 to ₹1,50,000, CAGR changes from 12.47% to 3.71% (−70%).
- How does ending value affect CAGR?
- If ending value goes from ₹1,80,000 to ₹2,70,000, CAGR changes from 12.47% to 21.98% (+76%).
- How to calculate CAGR?
- Fill in beginning value, ending value and years in the CAGR Calculator above and your CAGR is calculated instantly. Change any value to see how the result responds.
- What does an example CAGR calculation look like?
- If beginning value is ₹1,00,000, ending value is ₹1,80,000 and years are 5, the CAGR is 12.47%.
- Is this calculator free to use?
- Yes — every calculator on this site is completely free, with no sign-up or account required.
- How accurate is this calculator?
- It uses the standard formula and calculates on our server for every request, so results are precise for the values you enter.
- Is my data saved anywhere?
- No. Nothing you enter is stored or sent anywhere unless you choose to share a link with your values included.
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