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Future Value Calculator

Finance · Time Value

Quick answer

If present value is ₹1,00,000, rate per period is 8% and periods are 5, the future value is ₹1,46,932.81.

Future value formula: FV = PV × (1 + r)ⁿ.

Enter your values

0 %50 %
%

Future value

₹1,46,932.81

What this amount grows into after the stated time, once the rate you entered compounds over each period.

You enter Present value ₹1,00,000, Rate per period 8%, Periods 5. You get Future value ₹1,46,932.81.

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About the Future Value Calculator

Future value is what a sum of money today will be worth after a number of periods at a given rate of growth. Enter the present value, the rate per period and the number of periods to see the result.

It is the basis of most savings and investment calculations.

Future value formula

FV = PV × (1 + r)ⁿ

PV is the present value, r the rate per period as a decimal and n the number of periods.

Things to keep in mind

  • The rate and the periods must use the same unit — a yearly rate with years, a monthly rate with months.
  • Compare the result with inflation to judge the real gain.
  • To find what you need today for a future target, use the Present Value calculator.

See how the result changes

Each table re-runs this calculator with one value changed and everything else left as it is.

Future value by present value

If present value goes from ₹1,00,000 to ₹1,50,000, future value changes from ₹1,46,932.81 to ₹2,20,399.21 (+50%).

Future value for different values of Present value
Present valueFuture value
₹50,000₹73,466.40
₹75,000₹1,10,199.61
₹1,00,000start₹1,46,932.81
₹1,50,000₹2,20,399.21
₹2,00,000₹2,93,865.62

Future value by rate per period

If rate per period goes from 8% to 12%, future value changes from ₹1,46,932.81 to ₹1,76,234.17 (+20%).

Future value for different values of Rate per period
Rate per periodFuture value
4%₹1,21,665.29
6%₹1,33,822.56
8%start₹1,46,932.81
12%₹1,76,234.17
16%₹2,10,034.17

Future value by periods

If periods goes from 5 to 7.5, future value changes from ₹1,46,932.81 to ₹1,78,105.84 (+21%).

Future value for different values of Periods
PeriodsFuture value
2.5₹1,21,215.84
3.75₹1,33,456.30
5start₹1,46,932.81
7.5₹1,78,105.84
10₹2,15,892.50
FINANCE GUIDE

A quick guide to Future Value

Use it to get an accurate future value in seconds — free, with no sign-up.

  • Instant results

    See your future value the moment you enter your numbers.

  • Free, no sign-up

    Every calculator here is free to use, with no account required.

  • Accurate & transparent

    The same standard formula runs on our server for every calculation.

How to Use the Future Value Calculator

1

Enter Present value

Provide your present value.

2

Enter Rate per period

Provide your rate per period, in %.

3

Enter Periods

Provide your periods.

4

View Your Results

Get your future value instantly, calculated on our server.

What is Future Value?

This finance tool works out your future value instantly, so you don't have to do the math by hand.

“One quick calculation, so you always know your future value before you decide.”

What Affects Your Future value

Your future value depends on the values below.

  • Present value

    Changing your present value changes your future value.

  • Rate per period

    Changing your rate per period changes your future value. Typically between 0 and 50 %.

  • Periods

    Changing your periods changes your future value.

Example Result

Here's what you can expect from a future value calculation:

Present value
100000
Rate per period
8 %
Periods
5
Future value
₹1,46,932.81

Frequently Asked Questions

How does present value affect future value?
If present value goes from ₹1,00,000 to ₹1,50,000, future value changes from ₹1,46,932.81 to ₹2,20,399.21 (+50%).
How does rate per period affect future value?
If rate per period goes from 8% to 12%, future value changes from ₹1,46,932.81 to ₹1,76,234.17 (+20%).
How to calculate future value?
Fill in present value, rate per period and periods in the Future Value Calculator above and your future value is calculated instantly. Change any value to see how the result responds.
What does an example future value calculation look like?
If present value is ₹1,00,000, rate per period is 8% and periods are 5, the future value is ₹1,46,932.81.
Is this calculator free to use?
Yes — every calculator on this site is completely free, with no sign-up or account required.
How accurate is this calculator?
It uses the standard formula and calculates on our server for every request, so results are precise for the values you enter.
Is my data saved anywhere?
No. Nothing you enter is stored or sent anywhere unless you choose to share a link with your values included.
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Future Value

Enter your values

0 %50 %
%

Future value

₹1,46,932.81

What this amount grows into after the stated time, once the rate you entered compounds over each period.

You enter Present value ₹1,00,000, Rate per period 8%, Periods 5. You get Future value ₹1,46,932.81.

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